Milan S. Morjaria is CEO and CIO of MSM Investment Advisors SA and has over 30 years of financial markets experience.
From 1988 to 2010, Milan worked for Citigroup’s wealth management business as a management associate, currency trader, investment advisor, private banker and business manager. His last assignment was in Geneva, Switzerland as managing director focusing on their Ultra High Net Worth and Family Office business. He was a member of the European leadership team and winner of the Chairman’s Council European Award for 3 consecutive years 2005-2007. He was a board and investment committee member of the Citibank swiss pension fund.
Milan was educated at Clifton College, Bristol and graduated from the London School of Economics and Political Sciences with a Bachelor’s degree in Economics. He also attended the Sloane Management Summer Program at London Business School and the Senior Leadership Executive Program at Harvard Business School.
Milan is married to Arpana, has two children and is resident in Switzerland. Milan is actively involved with Swiss non-profit organizations promoting and supporting children’s primary education and healthcare in developing countries.
He travels extensively to the United Kingdom, Middle East and India where he has family and business interests.
Ikuko Morimoto is Managing Director of MSM Investment Advisors SA and has over 25 years of experience in global asset management and management consulting.
From 1991 to 1999, Ikuko worked as a management consultant at McKinsey & Co. and Mitchell Madison Group in Japan, Europe, US and Australia with focus on financial institutions/services. From 2000 to 2017, she worked for Lombard Odier’s Private Clients as a private banker serving Ultra High Net Worth families based in Asia and Europe.
Ikuko attended the United World College of the Atlantic, Wales, for her sixth form education, having been selected for a full scholarship from the Keidanren (Japan Business Federation). She began her undergraduate degree at the University of Kyoto Faculty of Law and graduated from the London School of Economics and Political Sciences with a degree in B.Sc. (Econ) International Relations. She holds a M.A. in International Economics with distinction from the Johns Hopkins University School of Advanced International Relations (SAIS).
Ikuko is resident in Switzerland. She is actively involved in various philanthropic activities, in the areas of professional development and the arts.
Victoria Gabb has been with MSM Investment Advisors S.A. as an Executive Assistant to the founder since inception. Victoria has over 15 years of experience in the Wealth Management industry starting in 2007 when she joined Citibank (Switzerland) in Geneva.
She is the Chief Operating Officer for the firm and is responsible for the day-to-day management of the MSM office, functioning of the team, HR, special projects and oversight of the administrative team. She is fluent English and proficient in French.
Ezequiel Bosch joined the firm in August 2014 and is responsible for leading the firm’s Investment Committee in the development and implementation of its overall investment strategy.
Ezequiel has over 30 years’ experience in the Wealth Management industry. He is a Senior Portfolio Manager with discretionary and advisory investment management skills. Started his career with Citibank in their asset management business and worked in the US and Europe at Citibank (Switzerland) and HSBC’s Swiss Latin American wealth business.
He received an MBA from New York University’s Stern Business School and a BA from Duke University and is a licensed CFA (1994). He is fluent in English, Spanish and French.
Toni Apostoloski joined MSM as an Investment Analyst in 2019. Prior to joining MSM, Toni worked at Banque Heritage specializing in quantitative and qualitative research on equity and third party funds.
He has over 9 years of investment experience as an Investment Analyst managing discretionary and advisory portfolios across multi asset classes.
Toni holds a Bachelor in Economics and a Master’s degree in Finance (Financial Engineering and Risk Management) from HEC Lausanne. He is fluent in English and French.
Markus A. Bettels joined MSM Investment Advisors S.A. as a Relationship Officer in 2011. Markus has over 14 years’ experience in the Wealth Management industry. He began his banking career at Citibank (Switzerland) AG in 2003 as a Junior Banker Assistant focusing on European Ultra High Net worth families.
Markus is the Relationship Office Team Head responsible for the client service and support team. He is also the risk and AML officer as well as drives the product solutions and IT strategy at the firm.
He earned a B.A. degree in Political Science and Communications from Denison University, USA in 2003. He is fluent in English, French and German.
Michelle Di Franco joined MSM Investment Advisors S.A. as a Relationship Officer in 2013. She has over 20 years’ experience in the Wealth Management industry. She spent the first 11 years working in the investment management division at JP Morgan and subsequently joined Citibank (Switzerland) AG in September 2013 focusing on Greek Ultra High Net Worth clients.
She is currently responsible for our complex Family Office clients as a relationship officer working closely with the bankers.
She is fluent in English and proficient in French.
Kenni Redjah joined MSM Investment Advisors S.A. as a Relationship Officer in 2023. Kenni has over 9 years’ experience in the Wealth Management industry. He began his banking career at J.P. Morgan (Switzerland) S.A. in 2014 as an Analyst within the Graduate Program, focusing on Middle East Ultra High Net Worth families. Kenni joined Deutsche Bank (Switzerland) S.A. in 2017 as Account Manager for the Middle East & Africa team.
Kenni Redjah holds a Bachelor of Business Administration degree in Finance from INSEEC Business School and a Master’s degree in Finance from ESCP Europe Business School in Paris.
Karin Hartmann Tan joined MSM Investment Advisors SA as an Administrative Assistant in 2020. She has over 20 years’ experience as an Executive and Administrative Assistant with multinational companies. Her previous assignment (2008-2019) was at the European headquarters of ADM International in Rolle as an Executive and Personal Assistant providing support the CFO and Tax Director at ADM Corporate office.
Karin studied at the Modern School of Business and Languages in Lausanne, Switzerland, designed for International careers in enterprises and organizations where knowledge of several languages and business is required. She is fluent in English and French.
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Your privacy is very important to us. This Privacy Notice is provided by MSM Investment Advisors SA (herein “MSM”, “we” or “us”) and sets out our policies with respect to the collection, sharing and use of personal information.
MSM is incorporated in Geneva, Switzerland and is authorised by the Swiss regulator, FINMA. This Privacy Notice is issued in respect of the Swiss Federal Act on Data Protection (“FDPA”) and to the extent is it relevant to your location, the EU General Data Protection Regulation (“GDPR”).
We collect information about you when you engage with us for any of the services provided by MSM to include, but not limited to, discretionary asset management, investment advice, financial planning and family office services. This information will relate to your personal and financial circumstances and is intended to ensure that we provide you with a service that is appropriate to your needs.
We may also collect information from you in other circumstances, for example when you provide feedback to us, apply for employment, subscribe to marketing or information communications or visit our website.
The nature of personal data we may collect will depend on the nature of our relationship with you and the purpose of which information is being collected.
Such personal data may include names, residential addresses or other contact details, signatures, nationality, date and place of birth, tax identification number, identification documents, bank account details and statements, information about assets or net worth, credit history, criminal and administrative offences, source of funds and wealth or any other such information as deemed necessary to fulfil our contractual, legal or regulatory obligations.
The primary basis that we intend to collect and process your data is for the performance of the services in which were are contracted with you. The information that we collect about you is essential for us to carry out the services that you require from us. Without collecting your personal data we would not be able to fulfil our legal and regulatory obligations.
We also collect, and process data as required by law and our financial regulators in relation to compliance with legal and regulatory obligations to which we are subject.
We will only use your personal data where we have a lawful basis for doing so. The primary use of your data is to perform our contract with you and to comply with legal and regulatory requirements.
Please note that MSM treats your data with utmost care and consideration and is subject to certain confidentiality and secrecy obligations, arising under Swiss data protection, contract, professional or banking secrecy.
Your data may be stored by approved third party service providers but will not otherwise be shared with third parties unless we are legally required to do so. MSM does not sell or rent your data to any third parties.
In regard to our legal obligations, we may be required to disclose or make accessible your personal data to the following non-exhaustive recipients, provided it is legally or otherwise required:
We may also provide your details to third parties in connection with fulfilling our contract with you, this may include parties that we engage for professional compliance, accountancy or legal services as well as product provider and custodian banks and platforms that we use to arrange financial products for you.
MSM implements internal technical and organisational measures to keep personal data safe and secure which may include encryption, anonymization, access limitations and physical security measures.
MSM requires its employees and any third parties to comply with appropriate compliance standards including obligations to protect any information and applying appropriate measures for the use and transfer of personal data.
Where third parties are involved in processing your data, we have contracts in place with them in regard to data protection.
We will generally retain your personal information for as long as necessary in relation to the purpose for which it was collected and in accordance with applicable laws and regulations (for example, data collected for AML purposes must be retained for 10 years following the termination of the business relationship).
You have the right to request deletion of your personal data. We'll comply with this request, subject to the restrictions of our regulatory or legal obligations as noted above.
You have the right, subject to applicable local data protection legislation, to request a copy of the information that we hold about you. If you'd like a copy of some or all of your personal information, please email or write to us using the contact details noted below.
We have an obligation to ensure that your personal information is accurate and up to date. Please ask us to correct or remove any information that you think is incorrect.
MSM may hold your details for marketing and communication purposes, for example to provide you with our market updates, research data or investment insights. This information may be sent by email or accessed via our website.
We do not share your information held for marketing purposes with any third parties.
In general the receipt of such information will have been initiated by yourself. You have the right, at any time, to stop us from contacting you for whatever reason, by sending us a request by email.
The MSM websites use cookies, which are saved on the User's computer. These enable MSM to retrace the User's visit and to save their preferences if they switch pages or revisit the website at a later date.
Cookies particularly serve the following purposes:
The User can control cookie specifications via their browser settings. The relevant browser options and instructions on use can generally be found in the browser manual or help file. If the User rejects, blocks or deactivates cookies, this may restrict the availability of the services offered via the website. In addition, parts of the website may not work correctly under certain circumstances.
MSM analyses how its websites are used with the help of third-party analysis tools, such as Google Analytics (hereinafter «Analysis Service Providers»). MSM assumes no responsibility or liability for any data processed by Analysis Service Providers.
Google Analytics, a web-based analysis service by Google Inc. (hereinafter “Google”), uses cookies, which are saved on the User's computer. The information generated by the cookie concerning their visit is usually sent to and stored on a Google server in the USA. If MSM activates IP anonymization for this website, Google shortens the User's IP address within Member States of the European Union or in other partner states of the Agreement on the European Economic Area. Only in exceptional cases will the full IP address be sent to a Google server in the USA and anonymized there. Google evaluates the information that has been saved on behalf of Google for the purpose of compiling reports on the website's usage and in order to provide other associated services for MSM. Google may combine the IP address transmitted from the User's browser by Google Analytics with other data that has been collected.
Detailed information on this can be found at http://tools.google.com/dlpage/gaoptout?hl=en and http://www.google.com/intl/en/analytics/privacyoverview.html (general information on Google Analytics and data protection).
Functions (plugins) of third-party providers or social media platforms (Facebook, Twitter, Google+, etc.) are embedded into the websites of MSM. These plugins enable the User to share content on the social networks mentioned. The interfaces are deactivated by default when the website is accessed. This means that no Personal Data is transmitted to the respective third-party providers without intervention on the part of the User. Once the User has activated the interfaces, data (incl. also Personal Data) is automatically transmitted to the relevant third-party providers by the plug-ins. If the User is simultaneously logged in to the network of the respective third-party provider when they visit the website, the third-party provider can assign the visit to the User's network account. MSM has no influence on this. The purpose and scope of such a form of data collection and the further processing and usage of Personal Data are outlined in the data protection guidelines of the individual social networks. Users can also obtain information there on rights and settings options in relation to protecting their privacy.
Currently our website does not contain links to other websites however this may change in the future. Any access to, and use of such third party websites, is not governed by this Privacy Notice, but is governed by the privacy policies of those third party websites. We are not responsible for the information practices of such third party websites.
We keep our privacy policy under regular review and will update this privacy notice as required.
Please contact us if you have any questions about our privacy policy or information we hold about you by email at contact@msmiam.ch.
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